Consumer Rights Law
The Robinson Law Firm PLLC provide representation to consumers in state of New Mexico regarding Civil lawsuits from Creditors and Civil lawsuits from bad debt buyers. We provide defense for consumers in debt collection lawsuits. If a consumer is being contacted by a debt collector or is being sued in debt collection lawsuit, the Fair Debt Collection Practices Act (FDCPA) provides a consumer with many safe guards.
The FDCPA was enacted in response to eliminate abusive practices in the collection of consumer debts. The FDCPA provides both broad and specific protections for consumers against debt collectors. Debt collectors are prohibited from doing anything unfair, deceptive, or abusive in their debt collection attempts. The FDCPA reflects this, as it contains a number of general provisions, such as:
Harassment or abuse – prohibits any conduct that has the natural consequence of harassing, oppressing, or abusing any person in connection with the collection of a debt
False or misleading representations – prohibits any false, deceptive, or misleading representation in connection with collection of any debt
Unfair practices – prohibits any unfair or unconscionable means to collect or attempt to collect a debt
Common abusive debt collection attempts include:
The Robinson Law Firm PLLC is aware that there are many of other ways debt collectors violate the FDCPA. If you think your rights have been violated, feel free to contact us.
Excessive phone calls or calls at inconvenient times, including calling a consumer at work
Calling a consumer’s family and friends and potentially revealing the alleged debt
Threatening to take actions that they cannot take, or threats to sue on a time-barred debt
Collecting on a debt that a consumer does not owe
Collecting on a debt that has been discharged in bankruptcy
Calling a consumer names, insulting a consumer, yelling at a consumer, or hanging up on a consumer
Excessive phone calls using a autodialer or robo-dialer
The Robinson Law Firm PLLC is aware that there are many of other ways debt collectors violate the FDCPA. If you think your rights have been violated, feel free to contact us.
Phoenix, AZ Office
The Robinson Law Firm PLLC
10220 North 31st Avenue
Suite 127
Phoenix, AZ 85051
Phone: (602) 284-4318
E-mail: devaughnlaw@gmail.com
Serving languages: English, French, Haitian-Creole & Spanish
Phoenix, AZ Satellite Office
The Robinson Law Firm PLLC
10240 North 31st Avenue
Suite 112
Phoenix, AZ 85051
Phone: (602) 944-1827
E-mail: devaughnlaw@gmail.com
Serving languages: English, French, Haitian-Creole & Spanish
Albuquerque, NM Office
The Robinson Law Firm PLLC
1330 San Pedro Drive
Suite 110
Albuquerque, NM 87110
Phone: (505) 565-5651
Phone: (505) 565-5652
E-mail: devaughnlaw@gmail.com
Serving languages: English, French, Haitian-Creole & Spanish